Why? Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information that we collect and share depend on the product or service you have with us.  This information can include:
  • Social Security number and checking account information
  • Payment history and income
  • Employment information and wire transfer instructions.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Pine Tree Lending LLC chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information Does Pine Tree Lending LLC share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes to offer our products and services to you. Yes No
For Joint Marketing with other financial companies. No We do not share
For our Affiliates’ everyday business purposes information about your transactions and experiences. Yes No
For our Affiliates everyday business purposes information about your creditworthiness. Yes Yes
For our Affiliates to market to you. Yes Yes
For Non-Affiliates to market to you. Yes Yes
To limit our sharing? Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call 1-877-632-4223 or go to https://clarityfinance.com
Who we are:
Who is providing this notice? Pine Tree Lending LLC d/b/a/ Clarity Finance, a wholly-owned and operated limited liability company subsidiary of Indian Township Enterprises, a sovereign economic arm, enterprise and instrumentality of, and created under the laws of and for the benefit of, the Passamaquoddy Tribe of Indian Township, is providing this privacy policy.
What we do:
How does Pine Tree Lending LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does Pine Tree Lending LLC collect my personal information? We collect your personal information, for example, when you:
  • Apply for a loan
  • Give us your income information
  • Tell us where to send the money
  • Provide account information
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, Affiliates or other companies.
Why can't I limit all sharing? You have the right to limit only :
  • sharing for Affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • sharing for Non-Affiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. 
  • Our affiliates include other business entities of the Passamaquoddy Tribe of Indian Township.
Non-Affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-Affiliates we share with can include service providers, data processors, and advertisers.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Pine Tree Lending, LLC does not engage in Joint Marketing.